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Datum nieuwsfeit: 23-09-2008

Garanti Bank rolt meest geavanceerde EMV contactloze creditcard serie uit in Turkije

( BW)(GEMALTO)(GTO.PA)(GTO.AS) Garanti Bank Rolls-Out Gemalto's Most
Advanced EMV Contactless Credit Cards in Turkey

   Optelio multi-application card hosts EMV and contactless payment
 software, Garanti Bank's Bonus loyalty scheme and e-ticketing ability
                          on one single chip

    Business Editors/Technology Editors
    MULTIMEDIA AVAILABLE:
    http://www.businesswire.com/cgi-bin/mmg.cgi?eid=5784625

    AMSTERDAM, Netherlands--(BUSINESS WIRE)--Sept. 23, 2008--Gemalto
(Euronext NL0000400653 GTO), the world leader in digital security,
today announces it has been chosen by Garanti Bank, a leading credit
card issuer in Turkey, for the deployment of the bank's brand new
Bonus TRINK program. The company provided Garanti Bank with its
single-chip EMV contactless banking cards and Dexxis Central Issuance
solution that enables in-house personalization. Gemalto also supplied
consultancy services to assist the bank in the product specification.
The agreement involves an initial order of 300,000 units, which are
being deployed.

    The Gemalto card features a wide range of value added applications
comprising traditional EMV and contactless payment, Garanti Bank's
Bonus loyalty scheme and the Mifare capability that enables
e-ticketing. It allows Garanti Bank customers to enjoy the speed and
convenience of contactless payment at 4,000 acceptance points and in
some 20 retailer chains. These include major fast food restaurants and
supermarkets all across Turkey, as well as movie theaters and
entertainment centers. In addition, Bonus TRINK cardholders may use
their banking card as an e-ticket for public transportation in major
Turkish cities or on shuttle boats and sea taxis across Bosphorus.
They can also benefit from the Bonus loyalty program in both contact
and contactless modes.

    The high-end dual-interface Optelio Contactless card hosts both
the EMV and contactless payment functionalities on the same
microprocessor. It is fully compatible with Garanti Bank's
infrastructure. This card is able to process an EMV contactless
transaction in less than 500 milliseconds, which makes it one of the
fastest in the market.

    "We selected Gemalto's card for its remarkable speed," commented
Mrs. Reha Emekli, Vice President Garanti Technology-Payment Systems.
"This is critical when hopping on a bus at rush hours or paying for
purchases at retailers' when a flock of shoppers stand in line at
cashdesks."

    "Through this new contract, Garanti Bank is placing its trust in
Gemalto's technological expertise yet again," added Philippe Cambriel,
Executive Vice-President of the Secure Transactions Business Unit at
Gemalto. "We appreciate this strong mark of confidence, which rewards
our commitment to innovation in the banking sector. Gemalto has been a
major partner of Garanti Bank since 2000, as we already provided the
bank with several million multi-application smart cards. We are proud
to support this remarkable new deployment, as EMV contactless is
gaining momentum in Europe."

    About Gemalto

    Gemalto (Euronext NL 0000400653 GTO) is the leader in digital
security with pro forma 2007 annual revenues of over EUR 1.6 billion,
more than 85 offices in 40 countries and about 10,000 employees
including 1,300 R&D engineers.

    In a world where the digital revolution is increasingly
transforming our lives, Gemalto's solutions are designed to make
personal digital interactions more convenient, secure and enjoyable.

    Gemalto provides end-to-end solutions for digital security, from
the development of software applications, through the design and
production of secure personal devices such as smart cards, SIMs,
e-passports, and tokens to the deployment of managed services for its
customers.

    More than a billion people worldwide use the company's products
and services for telecommunications, financial services, e-government,
identity and access management, multimedia content, digital rights
management, IT security, mass transit and many other applications.

    As the use of Gemalto's software and secure devices increases with
the number of people interacting in the digital and wireless world,
the company is poised to thrive over the coming years.

    For more information please visit www.gemalto.com

MULTIMEDIA AVAILABLE:
http://www.businesswire.com/cgi-bin/mmg.cgi?eid=5784625

    --30--AL/ps*

    CONTACT: Gemalto
             Remi Calvet
             T.: +33 (0) 1 55 01 64 10
             M.: +33 (0) 6 22 72 81 58
             remi.calvet@gemalto.com
             or
             TBWA/Corporate
             Sophie Mazoyer
             T.: +33 (0) 1 49 09 26 87
             M.:+33 (0) 6 07 21 08 77
             sophie.mazoyer@tbwa-corporate.com
             Aline Borne
             T.: +33 (0)1 55 01 51 05
             M.:+33 (0)6 16 29 87 04
             aline.borne@gemalto.com



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